A budget should include having a life

A realistic budget shouldn’t assume you will spend nothing on entertainment.

If it does, you are unlikely to stick to it.

Instead, decide how much you can comfortably afford.

You might create a weekly amount for:

• Nights out
• Meals out
• Cinema
• Gaming
• Hobbies
• Events
• Clothes
• Other social spending

Once that money is gone, you know that additional spending will have to come from somewhere else in your budget.