FIRST WEEK CHECKLIST

When your student finance arrives:

1. Check how long the money needs to last.
2. Set aside your rent.
3. Allow for bills.
4. Estimate your food costs.
5. Add your regular travel costs.
6. Include course costs.
7. Allow something for unexpected expenses.
8. Work out what is left.
9. Divide the remaining amount by the number of weeks until your next income.
10. Use that figure as a guide to what you can safely spend.

The amount in your bank account is not necessarily the amount you have available to spend.